When you start asking the question, where are we going to get more housing for all of the 20,000 people moving to our valley every year, you look around and say: "I guess I will".Our first project has been over 3 years in process with a handful of friends and my Dad as the primary investor, we are ready to break ground on 17 units of townhomes and multifamily units for sale in West Boise.

I have mlo in Oregon and it’s the division of consumer finance and corporate securities. ca probably has a version of thathowever I did all my loans with my ca brokers license  

My offer just got accepted for an REO property and needs some rehab before we can close the loan and ready for rent.I got call from a lender LOANGUYS to do a bridge loan.

It sounds like that you have been getting ready for awhile.

The rehab was complete, and we were ready to refinance when disaster struck—a car crashed into the property the week we were scheduled to refinance.

DTI is generally only used for "Retail" or "Consumer" mortgages where you live in the property.So a conventional/DSCR "commercial" loan doesn't necessarily mean higher interest than a "consumer" mortgage if it's coming from a traditional bank/credit union? 

I have helped Dozens of local and OOS investors buy and sell traditional investments, acquire 'house hacks' and STRs, as well as assist OOS investors with tenant turnovers, getting properties rent ready and placing tenants.Reach out anytime to discuss the KC metro and how it fits into your REI goals of providing generational wealth and eventual financial freedom

They were turn key and ready for tenants.

If its been over 7 years,perhaps some of them are ready to sell at this point too?

San Antonio is hot in the summer.I will compare my return on San Diego purchases against any market, but if you plan to buy rent ready, I think many markets will beat San Diego in the short term.  10 years or more out, I suspect few markets will beat San Diego.