But that fact that every agent I know always starts at 6% seems a bit odd, and for the brief period I was a licensed agent, the fact that my brokerage based their commission splits and amounts due on the 6% commission (even if I negotiated a lower split with my clients) pretty much proves the case and the reason it was settled is because the NAR knows there was countless evidence to show a broad collusion.But, I think it is about time that buyers pay for their own representatives.  

The former coming with a huge array of other issues and the latter being exactly why you don't focus on a spreadsheet for this.What happens when rent goes down and your PITI was measured against it?

I'm just beta testing a few different options to work the bugs out before I open it up more broadly.

It's tough to give a straightforward answer to such a broad question. 

The guy who is 'buying' it from us bumped her rent 25% & given the rent was below mkt she had no problem paying the increase.The neighbors call her the 'smokin hoarder broad' because the home is full of fridge magnets & she is the ultimate chain smoker.

Broadly speaking, investor law is dictated by the state in which your investor resides and lending law is dictated by the state in which the property is located.

But meeting people and leaning on them for their direct expertise in the market your interested in can be very helpful after you have read a book or listened to a podcast on broad topics. 

@Dan Bowe, you are looking to broadly and thinking too narrowly IMO.

You could likely break things down further, but at the end of the day, your broad categories are covering it.  

So Asset Protection is a broad term used to cover a lot of areas but basically means to segregate your non-exempt personal assets and business assets away from each other.