Way simpler and more protective for everyone for about $30/month.Out of curiosity, will you be at red stick REI in January?

But since you will be able to finance with LTVs, potentially higher leverage may be used and can scale the portfolio faster with the right strategy. 

Your best bet is probably to get your real estate license and start actively being a real estate professional or buy a STR in your market that you can physically be at on a regular basis. 

My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

At the same time, using those resources strategically now could help you build momentum for your own portfolio faster.

I would not get fixated on age 40 to be at place X. 

Investment property financing is all we do and we beat most peoples rates and we are not even close to 5.0%. 

Then when it aligns, start doing it.Books and videos are as good as the time they were produced, you're going to want to get a pulse on the actual beat of the floor. 

At least the return is beating historical S&P by a couple of percentage points.  

You can go further and faster with others around you.