VA and FHA loans are basically the only assumable ones in the market place.

None of these originators are allowed to assess you as a higher risk because you paid off a mortgage early. 

And the calculation windows for when interest is assessed would probably surprise most people, it's generally not what one thinks it is so often waiting to that statement does often incur interest charges. 

Mount Airy in particular is probably the most difficult neighborhood in Philadelphia to learn and there's no way you can do so from a computer reviewing rental rates and crime assessments. 

But I like the idea of finding someone to help analyze and assess risk!

Your desire for control and liquidity are likely the two biggest assessments you need to make first, as this will start to narrow down your choices very quickly.

Also, I used the humbling time to assess the types of people I bring into my life.

.- Our current preferred return is 12% a year, for a 3 year term (keep in mind these funds along with the notes that they purchase exist within a marketplace so returns fluctuate depending on the offering). - ACH payments are received by investors on the 1st of every month, so participation in our fund is a purely passive investment vehicle that's open to accredited investors only (and like Patrick said above, accredited or not, anyone can purchase a note).As an added bonus, investors in our fund can redeem shares to purchase notes upon availability. 

So I would go on different sites like Roomster, FB marketplace, and similar sites like that to see what people are renting rooms out for.

Some post here on the Bigger Pockets Marketplace.