@Bridget HustonWelcome to the community and be ready for a huge amount of information at your finger tips.

This would be my first time renting out rooms.

That is what got me to this post.

Bullet 1 points to the folly of this thinking.  

I am ready to talk to mortgage lenders and anyone who can help guide me on a financial plan to rebuild my credit and start a small savings to build up to my first house hack deal in Q4 this year in the Raleigh/ research triangle area. 

Attached to this post is Ja Morant and Desmond Bane delivering treats to our floor for the holidays!

Your relo benefits will likely govern this decision more than other factors.

Spacious common areas and a quiet neighborhood.I’m drawn to this tenant group because traveling nurses often make great renters—employed, responsible, and in need of temporary housing.

would you fund the OP at 75% in this environment?

Hey @Chi Lo - I actually have a video on my YouTube page about this (lookup ClosedByMo on YouTube).Regarding walls being damp and waterproofed, it means there needs to be waterproofing on the basement retainer walls (this is something you can do post-construction and the contractors would need to dig around the house exposing the basement/foundation to apply the waterproofing).