This is in central MA  

I HELOC'd my 1 bedroom condo in Boston MA, took out $200K and used that as a warchest to expand my portfolio.

Banks and credit unions can also offer flexibility for investors that engage in strong relationship-building strategies, offering discounts and solid loans in exchange for borrowers willing to use the institution for other purposes (savings accounts, etc.).

Let me break it down in simple terms.In Massachusetts, if your property was built before 1978, you cannot rent it to families with children under six unless it complies with the Massachusetts Lead Law.

These institutions might be willing to provide a long-term refinance option even without the 12-month seasoning period.

You need to provide them with the LLC information and the trust documentation when opening an account.I have opened bank accounts for the trust and for LLCs owned by the trust at multiple institutions, including one of the four major US banks, local banks, local credit unions, online banks, multiple major brokerage houses, etc.

You can take courses offered by the CCIM Institute even if aren't a real estate broker and have no interest in the CCIM designation.

While we are faster than most financial institutions we sometimes discover last minute details (thank heavens!)

If it is a COA, F.S. 718.116(8)(c) provides:(c) An association waives the right to collect any moneys owed in excess of the amounts specified in the estoppel certificate from any person who in good faith relies upon the estoppel certificate and from the person’s successors and assigns.If it's an HOA, F.S. 720.30851(3) provides:(3) An association waives the right to collect any moneys owed in excess of the amounts specified in the estoppel certificate from any person who in good faith relies upon the estoppel certificate and from the person’s successors and assigns.Now there are Master Associations that have an HOA, and the MA has condos built inside them with a separate COA, so some condos can have two assessments, one for the HOA and one for the COA. 

Just look at Friday traffic heading north out of Massachusetts.