My point being, having a reliable team here is a must.Dialing in on what class neighborhood and what kind of property you want is as key as your metrics, especially given that much of our housing stock is ~125 years old --- at least in the city.

Your lender definitely should be able to count the 75%- I'm in Arlington and would be happy to connect you with my awesome lender who has been able to do all kinds of creative options to get to yes for me.

What kind of insurance do you use? 

More than likely, you’re going to encounter some kind of problem or unexpected circumstance at some point.

I'd rather pay for a platform whose revenue comes from subscription fees because at least they are developing features and functionality for the "right reasons.I've never heard of Digb (what kind of name is that?). 

Orlando is the most visited city in the USA.

Quote from @Jonathan Chan: What kind of rates are you getting on gap?

What kind of tenants do you have?

It's kind of disconcerting when I can only raise rents by 5% but insurance is increasing by 10% to 15% per year. 

One you have furniture right there ready to go but if you want to make some kind of major design change, then just let it go and get to work on the new look.