It's going to be a year 7 + cash flow thing nowadays which precipitates on the real equity gain actually, which will divert a lot of mom & pop REI and let institutional and HNW hoard more.

But fear not, my fellow investors, because these issues are slowly but surely getting better, and with the simple diligence of keeping an eye on those sneaky property taxes, along with the ever-increasing insurance costs, you will do great.Speaking of golden opportunities, the MHC market has become more institutional, meaning more opportunities for those of us with a keen eye for quality investments.

I just got sent a package for 500 units in homestead that an institution jumped right on. people love florida.

Instead, if I have 12-month CDs yielding 4.5% and I receive from a financial institution a personal loan collateralized by the CDs, with 4.5%+2% APR, and I invest in a low risk asset yielding 8%, I am receiving 6% annualized yield instead of 4.5%. 

You're knowingly advising a client to hide a covenant break to a financial institution which weakens the lender's risk rating on a deal. 

I've been in the commercial valuation industry for the past 5 years appraising office, industrial, and multifamily buildings nationally for institutional investors.

With that said, production ready tools are typically 10-20 years behind what has been demonstrated at research institutes.

When I am brokering, I have virtually no risk of my own capital and the money is coming from institutional sources.

And yet, most investors, big and small, individual to institutional, tend to only focus on one thing: the monthly management fee.

Your financial activities are essentially outsourced to another institution, which may have its own policies and vulnerabilities.What Can You Do?