I don't know their fee breakdowns, but I can send you over a few to compare fees.Preston Garcia

They said this is an older home, and has had some minor renovations but it probably would need some form of work if comparing it to the fully reno homes in that area.

Happy to chat and help you compare your options.

And not to mention no stock matches the dividend rate one can get in real estate with such low risk/volatility. 20yrs ownership, oh-yeah, cash-flow on renting it would be HUGE now so it's easily comparable to a 20%+ monthly dividend, if not more.

It’s growing fast, has good schools, and offers affordable homes compared to Houston.

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

Kathy, check out Anchor Loans as a comparable. 

I also included an additional $7,500 starting balance at Year 1, since we would have money leftover from our first property, compared to the original investment of the previous strategies.

There is no PPP and the closing costs are slightly lower compared to a DSCR loan. 

It’s a little more work to set up, but if you get a solid property manager, it’s not as scary as it sounds.If I were you, I’d keep digging into the Capitol region, NJ, and CT—compare the numbers, and maybe even start building connections with agents or wholesalers in those areas.