He said the borrower called and a tree fell on the roof and needed to file an insurance claim so wanted to file it against our insurance.2.

@Nathan Frost uhm, not sure you understand Detroit market.Motion lights & cameras may work half the time at best.Too many insurance claims will get you cancelled and eventually black-balled.But, what do we know after 24 years in the Detroit market...

And people who claim $0 investment must not have an electric bill like mine was.

Just to confirm, for an owner-occupied home (one you live in) you have to live in the property for 2 out of the last 5 years in order to claim the $500k exception for married couples.

The buyer's attorney claimed that only one of the two spouses signed the easement.There is a significant water view from their property, near the top of a hill. 

Material Misrepresentations: Norada Capital Management's misleading claims include:a.

A costly example could be remodeling information claiming a permit was issued when there wasn't any in the county's records.

However, she claims she can’t afford the electric bill and refuses to keep the heater on continuously.

You turn in your claim within a few days after moveout & they send you the money in a few days after approval. 

As mentioned above, you can quit claim ownership of the property, but you are right- lenders don't like that.