IF ANYONE has been through this and can PLEASE tell me who to call or what to use to get these files to a format that I can manipulate into a Word or Excel file I would be extremely grateful and I don't mind giving up some of these names if you want in on this arena.HELP PLEASE! 

. - I'm not sure how NY laws specifically interact with contract law and labor laws, but from my experience in my market Mechanic's Liens are a great example of the manipulable holes in our system.The mechanic can certainly file a lien, with little or no evidence. 

That said, it also depends on the extent of damage, totaled, then you have an issue.There seems to be an issue too with the city manipulating this setting him out for the time, which is an issue, contributing to the situation.We have had similar issues here, damaged homes in a flood plain, repairs can't be denied.

@Erick Martinez we are mailing 5000 pieces every Monday, our target market is central corridor, Scottsdale, & Tempe.

You know, it's amazing how statistical data can be manipulated and interpreted to say almost anything.  

He is manipulative and just plain evil.  

Iam looking to buy a 5 bedroom house in Tempe with some crazy cash flow but I am scared from these threads Iam reading.

Depending on the tax bracket or short term situation the actual tax effect from cashing out of a retirement account can be manipulated down to an effective 10-25% tax hit based on what happened in the current year or immediate plans for the next year. 

These are going to be mostly min wage jobs and then probably be augmented w/ a army of contract/temp employees during busy season.

Of course the first step in not getting sued is dont be negligent AND be proactive, document that there are no trip hazards, that water heater is set to factory temp, gfi's are working etc etc.