But the buyer will still have to have whatever the downpayment is and it will definitely have to be seasoned and have a trail.

Changes made in real time, audit trail, mobile app, ease of use, multiple users, etc.

In March of 2019 we purchased a home in Indian Trail, NC.

If you wait until the property is in contract you might find out that your underwriting that formed the basis for your offer price was constructed with inappropriate assumptions.Before I make an offer I send my lender the rent roll and trailing 12 month income statement along with details on the property and ask for a debt grid (basically a table of potential loan scenarios) so I can verify (and modify, if necessary) my debt assumptions in my underwriting before deciding on a strike price. 

@Pat Chamara purchase near a ski mountain that also has good hiking trails in the area for summe time.

These also seem to update periodically as opposed to a non-diamond note which would have to be manually updated by the Seller for balance and date changes, if any.Usually making a request for any trailing item on a Diamond Note can be accommodated by the Seller within minutes or the Admin's can load the requested item onto the exchange with Seller's approval.  

You've treated it as two separate probably better to continue that with the paper trail you've built. 

Can you provide a crystal clear paper trail that the heloc was used to buy that property and only that property and was not used for any other purpose?

Use the last 12 months (trailing 12) of actual numbers.

Where is your HUD-1, 1099's, required disclosures, where is the audit trail of escrow deposits and accounting of you paying off someone's mortgage, ever hear of federal settlement requirements or ALTA, money laundering, tax evasion, ?