But this is pretty consistent with ~80% of lenders all being in a narrow band of being pretty freaking close in terms of rate these days once each loan offer is structured identically (back in 2006 it might be 0.5% or 1% difference in rate between lenders, not the 0.125% to 0.25% in variance we see today), meaning it comes down to knowledge, communication, responsiveness, etc.So the answer to "Is it worth paying more for a bank that actually communicates?"

Given two identical jobs, one being paid for by insurance and one being funded by a private party, I will take the private party all day long.You're right about mold, though.

Normally my wife does the cleaning but when we are in a bind and need extra help we hire her daughter.  8 of our places are apartments, the floor plan is identical. 

Afraid to lose my career identity and too comfortable where I am.I can't tell you what is right for your situation, but if you wait until the time is right, you will be waiting forever.

The seller has not addressed these issues and presently has $60,000 in fines from the city.I have viewed the property and I have estimated the repair costs to be around $125,000 as it needs a new roof, foundation work, windows and doors throughout, ceilings replaced, kitchen, bathrooms etc etc. but the ARV based on an identical property 5 doors down selling a few months ago I estimate to be around $575,000.I spoke with the owner and they presently have a cash offer of $270k minus the fine balance at closing.

Identical layouts. 

The house looks and like a duplex, has two identical sides (2 br / 1 ba ea).

From experience my condo rents are lower because you are competing with other owners with identical properties that can drive down rent prices to keep units occupied.

My wife and I looked at a property on Saturday that sounds almost identical, just curious...We passed as we had a tough time evaluating comps.  

Zillow estimated the duplexes in the area (all almost identical to the one I'm looking at) at about $100k - $110k.