I’m currently looking for a good cost effective home insurance carrier, would anyone have recommendations?

About 6 years ago I had Sears installed a Carrier unit with all duct work on a 2400 sqf property in San Diego for $9500.

Additionally, the genetic strains of many of the cases around the world are the same, even though scientists haven’t been able to trace the actual person to person paths of the strains (if that makes sense), further supporting the theory that there are many more carriers that haven’t shown symptoms yet.Additionally, he thinks the markets are going to fall way further than they have thus far, creating even better buying opportunities than we have seen in recent weeksyour talking about stock market  as in Markets right ?  

You are allowed to establish reasonable rules for the animals, such as requiring a current Vet's health report and verification of current vaccines; must be on leash or in carrier on common areas and in stairwells, elevators, or other tight spaces.

It is more to properly manage your property and speak with carriers directly in the event of a claim.

Larry,we represent over a hundred carriers.  

My major concern was liability so I checked with my insurance carrier (Farmers) before purchasing the property.

The Carrier is guaranteeing you certain things will happen if you pay into a policy. 

Meaning that the insurance carrier is required to pay you the limit stated on your policy, no matter what you have invested into the policy.So if you bought for $100k, invested $50k,  insured for $200k, then had a total loss, the insurance carrier would need to pay you $200k.Your statement is correct in states that are not "Policy Value" states. 

Putting their info on it and leaning it on the door just like the mail carriers would.