I have some condos that I'm selling in Fort Smith, AR. My

I'm not taking risk that I have not calculated...that I did not feel I had "fire superiority" in if you know what I'm saying from an Army grunt to a Marine. 

I buy Hud and FNMA properties as I can bypass the listing agents all togetherMy time in the Army taught me one thing....that I was never going to work for anyone ever again.  27 years later that still stands. 

It was advertised in my state; not Nevada.ThanksDonI am in a currently stationed at Nevada Army National Guard.

I did a fairly complete comparison to Bank of America's No Fee mortgage over on Fat Wallet, and found that the equivalent B of A mortgage was a full percentage point higher.For LTV <80%, the margin on the ARM is 1.5%.

Isn't the run-up in the Bay Are the result of a confluence of forces: low interest, strong economy with high paying jobs, and cash from foreign investors (Chinese and Indians) and start-up stock option cash outs?

Consider things like your public schools are better than most private schools, you are adjacent to even more expensive areas, you are 15 mins away and easy drive to famous beaches, the weather is near perfect, the richest indian tribes hung out and flourished for thousands of years on those now paved streets before they were kicked out.

It's like the army for misbehaving kids that way. 

Most DSCR loans are floating in the 7-8% Interest rate 30 year fixed and a 5/1 ARM is around 6-7%.

My wife and I have no kids and I am Active Duty Army (Sergeant E-5) with 4 years in and 4 years left to go.