Though most of these are bad for cash flow they typically translate to more appreciation of the property. 

I was using the voice translator instead of just typing my response and the autocorrect apparently revised some words...

We all experience evictions (regular eviction will most likely translate into a 2.5 month vacancy for that year), break-ins/vandalism, etc.

@Steve Might, they may not "accept" EMD until acceptance but that does not translate into you not having to put EMD with your offer for it to be taken seriously.The way I do it is I write out a check for the amount of the EMD, the EMD is indicated in the offer and the picture of the EMD check made out to *WHOEVER*, as well as POF are included in the offer package.The *WHOEVER* is typically my attorney who is also my escrow agent. 

If you need a "culture translator" just let me know.

I will try posting some deals I analyze to see if they are really deals.I just don't know how well these "deals" translate because I live in Canada, does that make a difference?

My current employer purchases narrow body aircraft and leases them to airlines throughout the world so many of the economic principles (prudent asset/liability management, active asset management and conservative cash flow management) and analytical metrics (margin/spread analysis, IRR, ROA, etc) translate well to the real estate industry.I’ve been reading books/blogs and listening to podcasts and 2 things have become evident to me: 1 – the more I learn the more I see how little I know and,2 – there is a myriad of ways to find, finance and exit a property.

Maybe that will translate into a better rental price point? 

You will be able to have more units and that usually translates into more stable cash flow.  

It varies by day; typically 0.3% to 0.8% in discount points translates into 0.125% to rate.On request, I can and do share our LLPAs with borrowers, so they can see that we're simply passing on FNMA's LLPAs at-cost and not turning it into a profit center (there are a few end-lenders that do in fact turn this into a profit center; I simply don't offer them to REI borrowers... maybe my little one man boycott will do something, but I doubt it).It should also be clear from reading that why lenders want you to put 25% down even when it is not technically required in many cases -- our reputations will quickly be trashed if we run around offering 15% down non-owner-occupant to every random Joe that calls us, because Joe's friends and colleagues are just going to say "what's your rate and who gave it to you?"