I asked permission to take photos and video of the house and did so, and I learned that she had just moved her elderly mother out of the home and had already talked with several realtors about listing the property.

(investment property)As long as it is not concealed, transferring the property without lender permission is not illegal or immoral.

It just needs to be set up properly, and no you don't ask the bank for their permission, and yes If the loan is ever called there are several solutions.My bigger concern was your comment "Our private money would want their money after about 6 months"  - That creates the real problem, not the DOS.

Would you want to rent to someone is comfortable living in someone elses home/property without permission, ESPECIALLY if that property is in disrepair and without utilities?

U can switch with written permission from seller    my take is u can refi as plan b.

You can ask them for permission!

They're all kind of sketchy-seeming debt collectors and will not provide me with written permission to transfer title into the name of an LLC.

Bailouts are nothing more than a tax and new debt that we all take on without our permission.

You don't need to ask your landlord permission if your friend want to live in with you.

Find a good tenantPeople who are house hacking and being landlords for the first time should take care to understand the state landlord-tenant laws and the Fair Housing Act to avoid breaking the law or discriminating against a tenant.When the space is ready to be rented, these are the general steps investors follow to screen tenants:Determine minimum tenant criteria, such credit score or income-to-rent ratioPre-screen tenants by discussing requirements such as the monthly rent, security deposit, rental application fee, and background check up frontGather and review applications from prospective tenants and get permission to run a credit report, conduct a background check, and contact current and previous employers and landlords to verify tenant informationDecide on the best tenant and sign a lease agreementAll the best!