His hair is short and neat and he looks very professional.

Plus charging them monthly means they have less incentive to be long term renters there.I've had 3 tenants with pets move out so far- the two with cats meant additional cleaning/ disinfecting where the litter boxes were and I vacuumed up a lot of hair from the corners and off the walls.  

I'm just pulling my hair out here.

Example on my local MLS: a hair salon with apartments, total of 3 units.

A buddy of mine had one and had to deal with middle of the night calls to take care of leaky faucets and hair clogs in the midst of a dozen sorority girls in various night wear (not joking).

Changing anything takes time in reality.Considering opportunity costs should only be something you look at in making a loan, what else can you do with that money.....after the selection is made, you're splitting the hair on a fly's back just a waste of time as there is nothing you can do after it's made.I'd just select a rate and leave it alone, let it ride, might consider a 15 year amortization.

He said to me, "Son," (I didn't have gray hair back then) "Let's do this deal the way it is and move on to the next one.

I guess in regards to the loan required Im trying to see what calculators I should be looking at, the payments are a hair of $90,000 annually and like I said I do not even want $1 for myself until its paid off, Im doing fine right now as is but would like to buy this and pay it off as fast as possible.

Well...since we seem to be splitting hairs, if the sale precedes the tax due date, why would there be a tax lien?

It's in between Edgewood and Pinecastle (Would be off Oakridge and to the West of Orange by a hair).Asking price is $96.9k.