Quote from @Maksu Ize: Next time someone smokes meth in your house, clean it yourself, move onInvolving the city, police etc will only make your road to financial recovery long People eventually get caught, In Detroit we didn't have a meth problem for as long as I can remember.

I am a Hall of Fame athlete at my Ivy School. 

Since I am adding the closing costs of 5k to the loan, I will need to also account for the additional interest I am paying on this 5K which adds to recovery time.I was curious if there was a general guideline which recommends whether you should be below a certain recovery duration for refinance to be beneficial.

In previous crashes, the market out performed class a whereas now, it is initially out performing A, but many economists are for casting a quick recovery for A while B and C take a few years to rebound fully. i think new buyers have to require a higher going in cap to protect themselves.

It is surely a painful and time consuming process and I guess you also need to weigh whether the amount you need to recover is worth the additional costs and time.

If i had to do it over I would but only because of being an athlete and the connections/ relationships .

Among my life goals is endowing an athletic scholarship in my father's name at my alma mater.

Hopefully this time around we don't have a new CFPB debacle that crushes any hopes of a recovery.

Hi all,I am a former college athlete who worked hard to live frugally and save as much money as possible during my playing years from my scholarship checks.I’m looking to buy an investment property in the Frisco area to rent and let appreciate as my first investment.

@Ivan Loza  You could always try a service like Rent Recovery Service or AOA Debt Reporting Service.