You contract to buy with a down payment then pay an annuity to the seller for the sellers life, the seller stay in the property like a life estate. when the seller dies ,the property is then yours, Your gambling on the life of the seller.

sounds dumb but if they truly only owe low 90s offer them 145,000 let title ferret out any other issues otherwise I would pursue this as fast as you can provided your intel is good,  otherwise very little cost to you and you would have control over property, or if you want to really gamble buy the note from bank foreclose the current bower flush all debt. except taxes and some municipal liens and enjoy

I attend a REIA as well but the authenticity of meeting with BP members would bring a whole other atmosphere that I am willing to explore. lets get it. lets do this!

It is a lot of money and time to spend to be somewhere you do not want to be.Are you so passionate about the Investment world, that you are willing to gamble the security a degree may provide?  

you are not part of the case....you could possibly file motion to intervene, have a judge listen to you and allow you to move along with your plan... to me there are a lot of unknown...dont have that much gamble in me ...

Procter & Gamble, one of the largest and most sophisticated advertisers in the world reported:A year ago P&G announced that it would move away from ads on Facebook that micro-target specific consumers.

There are some businesses deemed "sin business" that are disqualified from Opportunity Zones they are; any private or commercial golf course, country club, massage parlor, hot tub facility, suntan facility, racetrack or facility used for gambling, and any store the principal business of which is the sale of alcoholic beverages for consumption off the premises.

So you want to gamble on rates dropping?

Yes I know appreciation is a gamble. 

Variable rates have been very good recently, but you are gambling with the future at bit.