Have a great Memorial day.

@Brent Coombs good memory, no not interested in HML at this time. 

My dad did very well at one point when I was still a youngster, and I have fond memories at eight of "helping" him renovate a property by gleefully taking his instructions to heart and using a hammer to take down old plaster and drywall from an investment property in the Adams Morgan neighborhood of Washington, D.C. in the late 1970s when it was a very distressed neighborhood and not the more upscale and renowned neighborhood it is today.  

I haven’t heard that the Biden administration want to overturn single family zoning laws nationally, but presuming that was a goal it would be the single biggest role back of government intervention in property rights in recent memory.

Breakdown of my investor clients by their professions (this is roughly from memory)1) Doctors / medical profession2) Sales (technology and payment processing two big ones)3) Software engineers4) General engineers (have quite a few clients in this space....mechanical, electrical, even one optical specialist)5) Everything else - I love talking to people and learning the interesting ways they make money. 

Much of my memory of that time makes more sense now, however...I was certainly not an 8-year-old real estate investor just chomping at the bit to get houses for pennies again.

There were some tough, painful, frustrating, frugal years but they fade into the 'been there, done that' memory that we enjoy sharing on BP.  

As someone who worked in Securities Lending, you're bringing back old memories when you bring up the repo market.

It teaches you how to develop your short term memory, (which granted has some benefits to it), where you memorize a bunch of facts that you can recite on Friday and forget on Saturday. 

If memory serves me right, he's a former Connecticut resident turned OH resident, and can probably give you some insight in addition to what you and your partner have found.