Your spread of counties is way too wide which means you don't have a plan and must be using some data to suggest this area may be worth it, but what's your goal?

However, often it's simply miscommunication.Policies on initial consultations vary widely, and mine have changed more than once over time.

One other thought too- if you feel like you are having too many deals, maybe then your buy box may be too wide, and and you can narrow in on what area / location / return you truly want. 

@Vin Gupta Insurance is an issue state wide, not just Orlando.

Select a larger area that is at least 30 minutes in each direction. with maybe a hand full of exceptions I am pretty sure you would be hard pressed to find a mix that represents the demographic cross section of this country and therefor a wide range of neighborhoods.

The other issue I find when people draft their own is that if you have a problem and then need an attorney to work with you, it will be much more costly as they now have to learn your contract, vs the one they are familiar with and that is used widely in your area. 

So now you’ve gotten a wide variety of PERSONAL opinions, all based on the individual bias of the posters and their past relationship, feelings, fears, and experiences with THEIR debts.  

I like propstream.com mosty for deep and wide (best i;ve found) data/lists and deep dive into individual addresses. 

They lost some market share in STRs and need to figure out the next angle they can take.

It would be good for you to meet a wide variety of people with disabilities and spend time with them.