Quote from @Edgar Duarte: hi allI would love to get some perspective from your expertise, we have a property that we would have to sell in 2025 to avoid paying taxes on the capital gains, we believe we rcan sell it for $700K and get an equity of almost $500K after paying the mortgage balance, if we invest all of it option in index funds at 7% rate (standard com growth calculator), or in more rental properties as we are all here for, I can get the equity of around $900K.option B would be keep paying the house at 2.3% int rate while we have it in AirBnB and maybe sell it in 10 years for $900K, knowing that we would be paying taxes but it is not that bad still. or we can 1031 at that point?

You also implied that we don't specifically price deals for our clients and the client's "rates and fees will be much higher".

It is the interest rates at which banks lend to each other and is short for Secured Overnight Financing Rate. 

I've heard Trump most signed an executive order to eliminate reduced rates for section 8.

The tax paid from your lending proceeds should be the equivalent of your tax rate I would think.

Check their occupancy, nightly rate and amenities.

It's important to know what market rents are for what you are analyzing, many properties are super under rented and you have to get them to market rates. 

I believe your loan could get called if you transfer ownership to an LLC without consent of the lender, especially a brand new LLC that does not have two years of tax returns.

Plus today's rates for conventional loans are in the single digits, which are lower than hard money.

Some people only want 10-20% of their outstanding lines/debt balances available while the other 80-90% to be in fixed rate notes.