My gut tells me they are pushing the revenue and basing the homes value on that.

That means making calculated numbers based decisions, not emotional ones.

Then I spoke to a company that does business lines of credit, based on personal FICO scores.

Thank you Noah,I am exploring AZ, TX, OH, FL may have some opportunities based on the hurricanes that have hit recently. 

However, this is not specific legal advice to you, just an opinion based on the circumstances described in this thread.  

Quote from @John Lee: Hi all,My name is John and I'm a recent college grad about to start a Masters (SF/San Jose Area home base in California).

A lawyer might be able to answer this better, but most rentals fall under fair housing laws (there are exceptions) and that protects against discrimination based on familial status which means children or someone who is pregnant.

Be aware of California taxes that will hit you in their other funds based on your income level.

This gives you flexibility and a clearer understanding of how you’ll proceed based on market changes.

Based off of the podcasts I am listening to and other property management professionals that I network with, that has been the experience of portfolios across the states.