Also realize that typically (or recently in my experience) banks are tightening up their apprasials.

There's a set screw on the side of the handle that needs to be backed out and re tightened after install.

Another thing that seems insignificant but can trip you up is cracks in the plates around your light switches caused by over-tightening the screws. 

I was originally thinking of something in the $90K-$100K ARV range, but the market has tightened so much that I might have to add $10K to that.My "cash for investing" pile.

Pouring a liquid down the drain line doesn't really do much especially if the lines are clogged or blocked.. after snaking the lines try to use a product that will foam up and fill up the lines.... there's home remedies and store products that you can buy that will work.Lights flickering could be as simple as tightening the light in the socket.

Have you looked at where you are going to live with your family, and how much is the rent at those places vs the mortgage you are paying now, does the quality of life affect your family in a way that creates any strain? 

Interestingly in our market when things took about a 10% of so price dip in '08'09, our rental INCOME actually went up a bit, as more people were looking for rentals as banks tightened up and some were displaced by foreclosures etc....Dan Dietz

Market is already tightening up.

I'm in real estate and my family has tightened our belts significantly just in case the future becomes worse.

With many lenders tightening up and me being on title for less than a year I just want to be able to justify the increase in price from what I paid for it.I don't want some hard-*** inspector who pretends to be a code inspector pointing things out that might not meet code but are still safe and scaring a potential buyer.