After living through the GFC and the shrinking market for local banks, they saw an opening in the market for what they call "consultative banking" like they had years before and decided to start a bank.

Quote from @Beau Wollens: Hey Everyone,I am an extremely novice real estate investor looking for some advice on an opportunity I have on the table.

Take your time, be wise, and time will reward you. agree 100%. you have people here on BP who have been in real estate for 20+ years and always talk about the risk and how hard it is - and then you have people who will tell you that after a weekend of a month you can make six figures in real estate. 

After the appreciation we have been experiencing post 2022 and what we have been witnessing the last 2+ years its hard to pick a spot and be confident on appreciation.

We ran it past our real estate agent and lender — but I'm all for shoring up.

She is a real estate agent but rents so no property to place a lien on.1.

After it closes, if he then gifts you back the profits, now that could be a second gift from him to you. 

I have no idea how real these rates are they dont have credit score just A+,B+ , C+ d and e and application fee is $400.

@Jonathan BaptisteStarting at 26 can significantly build wealth in real estate.

I would say welcome to guru real estate 101.