@Wayne Brooks hoping you are right maybe @Jerel Ehlert can shed some light on what you are stating and agree. 

Thanks for shedding light and sharing your experiences.

Someone please shed some light!

Someone please shed some light!

I think @Wayne Brooks pretty much answered it, but a few other things the potential buyer might be referring to are whether there is any junk dumped on the property, any structures (houses, mobiles, sheds, barns) or any fencing.

Around 25 years ago, I knew someone who owned a building (shed), a few mini storage units on a lot in a town.

Can someone please shed more light on this for me? 

Detached Structures: for other buildings on the property (ie. sheds & detached garages)Again, there is normally an included limit of 10% of the building limit.

Any help on how this works, or even some links/books that can shed some light on a direction, and how this is done properly would be great....Thanks in advance to anyone taking the time to read my stuff and answer ;)

Does anyone have experience with post-disaster job/investment opportunities that could shed light on how these opportunities could be seized, and in an ethical way?