The 2nd floor apartment is longer so the third floor can open out onto the roof of that 3rd floor (it's very solid - I've been up there and I'm 6/2, 250).

We have added new interior features and a new roof.

Roof is about 5 years old.

Each have new roof and AC. 

The comps in the area for MF's were at minimum 550k.Since purchasing the home there have been many updates to it to include a fully updated 2nd floor unit, updated bathrooms on both floors, new kitchen on the first floor, new roof, new driveway, new paver patio, updated front porch.

I have more pics where only able to post 2 per post.Based on our visual structural inspection of the referenced residence, all the roof framing and themajority of the residence should be rebuilt except for structural members on the front side whichwere addressed in this report.

I used a business credit card to pay for a new roof and will use it going forward for all repairs and replacements of items. 

I imagine if I claimed the roof last year when I replaced my rental roof, they would kick me out by now.

Surprisingly, it has nothing to do with the roof.

I recommend you confirm that with someone else other than your agent.Food for thought…Insurance related: I’m currently replacing a roof on a house I own, not because the roof is “bad” but because it isn’t possible for the next buyer to get insurance with such an old roof (barrel tile, which lasts longer than the 30 years that insurance companies require).