What you have described is a garden variety land contract with a two year balloon.

A wide variety of ways to structure an STR property.

That’s the lowest index level seen since December 2023.Looking closer at the components of the index, however, revealed that expectations for the next 6 months actually improved slightly.

I stopped taking Section 8 for a variety of reasons.

in addition, smokers will say they will smoke outside but for a variety of reasons (bad weather, everyone else is inside, it is more comfortable inside, etc) end up smoking inside.  

Aloha,Over the years I have worked with a pretty wide variety of Owners, large and small.

If your calculation makes sense investment wise for you make an offer based on your numbers.It is hard for the seller to completely manipulate the income of a commercial property, if your lender is thorough it will be revealed in the financing process. 

The ratio itself matters little until compared to surrounding areas, only then revealing which areas are more or less desirable than others. 

But if you have issues qualifying, the property is an investment, or you can't seem to get a hold of a bank rep, you may want to contact a broker with a variety of options. 

You can read up on "Disparate Impact" Theory on a variety of landlord resource websites, including government agencies.