Are $4.5 buyers tear down re-construct buyers in Newport, or W2 mortgage holders making ends meet with an E-Class an F150 and a day maid(???)

This might be to get rid of a headache, or considered a tear down for reconstruction. 

That was >$7000, not counting the reconstruction costs, new flooring, cabinets, etc. for which we hired another contractor. 

We delved into the intricacies of structural repairs, electrical and plumbing systems, and the integration of fire-resistant materials to enhance the safety and resilience of the reconstructed house.Throughout the arduous journey, we encountered numerous setbacks and hurdles, which tested our resilience and problem-solving skills.

Pay down the cards.Some sort of reconstruction loan on the 4-plex.  

Still super proud of the finished product as we completely reconstructed the first floor, finished the basement and added square footage.

3. if the previous owner does not come back, then does the mortgage company ( it looks like there is still $280,000 mortgage principle balance) will ask for the whole amount from the new owner (Me) or they more likely to work with the new guy to reconstruct a new mortgage deal. 4. if the mortgage company does not work with the new guy and forecloses the building, and if the sale price did not meet their mortgage principle number, will the new guy ( me) loss the money which had used it to win bid in the upset sale ($60,000)? 

You have to reconstruct the financials.

We're estimating it will take (+/-) $175,000 and 4-6 months to renovate/ reconstruct it into 4 units but, our numbers indicate that even at at purchase price of $140,000 it should still throw off a 20% ROI (@BrandonTurner, we wish we could buy 5 units at your prices) and have an essentially new building.

We put $120,000 in reconstruction.