For others, it may be diversify into stocks.

Predicting appreciation seems like a big gamble to me.

These properties are usually fully renovated and rented out, providing a more predictable and hands-off investment experience.

Because no one can predict when someone will become motivated.

One day, I noted that the company stock had fallen from $96 down to $0.48. 

LTR offers predictable cash flow, less management, and lower income.

Most of our money has been invested in the stock market since we moved to the US in 2017, but we are looking to diversify and generate passive, long-term income.

Worst case is hard to predict of course but I guess you end up losing the place or paying them a lot of money as in cash for keys.How would you handle maintenance?

Under current rules, NOLs can only be carried forward indefinitely (not carried back).Losses from stocks (Schedule D/Form 8949) follow different rules and cannot be mixed with Section 1231 losses.

This property was originally a fixer-upper that I finally brought to a point where it is in good condition, has good tenants and good, predictable cash-flow.