My girlfriend and I are looking to get into Multifamily real estate investing and have also looked into the possibility of house hacking, although a good affordable property seems to be tough but not impossible in this area.

The sweet spot for us is sub 400k and we are looking mostly in NH, central MA and possibly RI for deals.  

Hmm...how is that possible right?

I've half-thought about the possibility of doing a couple of flips in the same micro-market by adding ADU's. 

With your first investment, you want to try and minimize risk as much as possible.

But possibly do a prom note for an additional 50k after about a year by pulling out equity.

@Ricardo Lemus Most investors try to get the longest term on their mortgage that is possible, usually 30 years for most.

We are planning to live in one unit and rent the other half out of a duplex, then rinse and repeat this process as many times as possible over the next 5-10 years.

To be more specific about the unique investment options we make available like buying homes with 5% down, or possibly 0% down, buying homes with up to 10% cash back, 10% immediate equity on new construction, rates in the low 4s, etc.

Is it really not possible to get DSCR refi?