Perhaps that’s changed but it was enough to make me lose interest in ever trying again.  

I hate using the HELOC because I am losing money on interest but I wanted to keep growing. 

If you put the house in her name and you have siblings or other folks who would have a claim as a direct heir on her estate, you run the risk of losing the property to another heir. 

When you're getting to the point where you feel like you're losing money keeping your day job that's when you go all in in RE. 

Most deals I work, I find that the most inexperienced party in a real estate transaction will end up losing 4-10% of the value of the home in the transaction because they don't know what they are doing. 

This investor will lose money for sure.The biggest winner in this whole thing is the local wholesaler who made a quick 10K assignment fee.

You are losing money on both properties. 

If you've got a great lease and 2-3 other options for what you'd do with that space if they leave or enough money where a few loses won't hurt then never mind me. 

I have a mid-term rental in Southern California near the beach that is consistently losing money each year.

It's a lose lose bro.