You are trying to say you will use the " investors" to fund community programs, that sounds like a charity because there is no earning on the investment.  

My favorite was a hoarder house full of trash that took me six months to turn around, but it turned into a killer deal that earned me a 600% return.

The account does not have to be an interest bearing account but if it is, then a portion of that interest earned has to be returned to the tenant annually.

Unfortunately they don't care how much your worth they care how much you earn a month.

And IMO that has been decades in the making.I saw a recent survey of 4000 Gen Z and they said thay would need to earn 270k to feel financially successful.

One of my best friends thinks I'm rich and while I may have more than she does, I she was earning more than me for a lot longer (I make more than her now) but she spent her money on $6K vacations. 

If they had invested their earnings while they played, they wouldn't need me to teach them real estate.

I'm Francisco Centeno (REALTOR)So, cost segregation is basically deducting the depreciation of a property for years.Now, in the hypothetically situation...If both of you combines were earning $700k and you just bought a $2m property, and the cost segregation you got from a professional for the $2m property is $316k.

To beat 5.25% mortgage rate....the corresponding, offsetting stock market return would be at least double that...To answer your question requires (1) knowing what risk adjusted return you will be able to earn in the future (2) knowing what interest rates will do in the future.  

It's not net negative if you are living for less than you would pay for rent...and PS, you wouldn't be earning appreciation or any cash flow on that either.