Dennis,first and foremost, I pray nothing happens to your property.You're wrong about pricings going up after a natural disaster.

Even though you will naturally want to advertise in your area only, that is a mistake.

Did you find the higher loan amounts were worth the short-term nature of the loan?

People are now engaging AI tools to ask questions and expect a response in a natural conversation format than go through a myriad of links.

Fannie Mae and Freddie Mac offer mortgage relief to homeowners impacted by natural disasters, including those with second homes in areas like North Carolina and Florida.

If you're cash flowing positively, gaining natural appreciation, your interest rate is reasonable and your tenants are paying down your debt I don't see why you would want to make extra payments, personally, unless maybe you're ready to retire and need the extra monthly income to cover your living expenses, or you're worried about hitting a rough patch and not being able to make the payments.

Hello @Ben Stanley,I want to share some thoughts on purchasing properties in areas with a high potential for natural disasters.

You can buy 25% below market value, force appreciation (BRRRR) or wait for natural appreciation.

That may take a few years to settle itself, but that's not a neighborhood fundamentals issue and will correct itself naturally, especially as more neighborhood commercial and amenities continue to infill to meet the new population.

Areas like Windermere and Lake Nona are seeing rapid growth in exclusive developments, offering luxury residences that combine nature and modernity.Palm Beach: This area is an icon of classic luxury.