I do not want to sell, so I am estimating a moderate $400,000 value which should still put me at plenty of equity to get a $50,000 loan.

In the short term the investment was not profitable, in the long run, appreciation and market changes gave me some moderate profit.

Purchase price: $682,500 Cash invested: $71,000 Contributors: Jess Haas Rental Type: SFH(3bd) + ADU(1) + DADU(2)Condition @ Purchase: Moderate FixerStrategy: Reno + Hold

We've been FI for years with a moderate 'luxury' househack and never a car payment. 

Rural areas are typically defined as areas with populations of fewer than 35,000 people.Use: The property must be used primarily for rental purposes and provide affordable housing options for low- to moderate-income tenants.Developer/Owner Eligibility: The developer or owner must meet specific eligibility requirements set by the USDA, including financial stability and experience in property management.Income Limits: The tenants who will be residing in the multifamily property must meet income eligibility limits set by the USDA.

I mean, you see that band of Trump yahoos driving and honking and ****, but you've also got Asheville being one of the first munis in the country to talk openly and try to do something about reparations to African Americans (and it seems pretty moderate overall, not like an economic cataclysm).

The moderation in years past was ridiculous and really counter productive to conversation.

Colorado is a solidly blue state now, used to be purplish, but we're still better than every other state in every way (most consistent appreciation, increasing rents, population growth, recreation opportunities, moderate climate, recession-proof jobs in diverse industries, desirability, affordability, landlord friendly laws, the list goes on...).

This stuff tends to be the low end stuff.To me, I want cash flow with moderate appreciation expectation so if the market turns and prices dip for a few years, I'm not having the debate as to whether I should continue losing money for something that is going down in value or just take the hit and let it go back to the bank.I can keep the houses and wait for appreciation to come back again.But I don't want something that is going to be high cash flow and no appreciation either.

This property appreciated moderately over time.