We are not at the stage yet where you should spend tens of thousands of dollars on an attorney filing a lawsuit or requesting arbitration.

But…When real estate literally takes less than 2 hours a month for me.

There's literally only the one property in my market currently where I see a decent cash flow so I think I need to consider buying it sooner than later.

@Mark Cruse I can't quite tell if you're joking (so just excuse me for being too literal) but giving tenant reviews is via the platform from which they booked your place.

And yet 1000’s, 10’s of thousands, maybe millions of people invest in those areas.

I have exact the same situation as Chris, I bought the properties from CR of Maryland, and I lost of ten of thousands dollars and their property management team are a really big mess and incompetent, it feels much better after switch to RPM. 

Guns done kill  people do.. well sub 2 does not kill sellers the people that do sub 2 with bad intent with not enough money etc etc they are the ones killing the sellers the sub 2 is just the vehicle that led to financial mortality for sellers in a sub 2 gone bad scenario.. and U cant have thousands of students who you know for certain have neither the capital or character to pull these off safely for the Seller..

In an unsecured investment, you literally have no recourse to get your money back.

You wouldn’t magically have access to hundreds of thousands of more dollars if your credit score was 20 points higher  TLDR: You aren’t being harmed at all by being 780 instead of 800+.

There are thousands of pages on consumer protection laws and regulations that depending how you go about doing a subject to could be against these laws and regulations. so like most things - is itillegal - it depends.