San Diego and the surrounding areas are VERY ADU friendly so there are properties with options to add one in the back that are really starting to pop there and could be an alternative option.Take it slow.

Have you found lenders willing to provide this, or are you using alternative sources to bridge the funding gap?

I also noticed you have two emails on file with us, and you sent this from your alternative email, which may have caused some confusion.2.

Portfolio loans, asset-based lenders, and home equity lines of credit are all alternatives to traditional borrowing.

But I was lead to this program as an alternative through a G.R.

Agree with @Ian Ippolito 100% based on my experience in fund formation and product development in private alternatives. 

So the question for her to decide is do I want to continue investing my retirement in wall street or do I want to move some/all the funds into alternative assets like real estate that can far out perform the stock market.   

If it's suburban, then the community room would be a good alternative to making it an amenity that brings in some cash to offset its expenses.  

What is a legit alternative to Bongostays?

I got recertified in the military on my weapon every 6 months and without regular practice and in a controlled environment I still had difficulty with the target.It gives many (not all) people a false sense of security, like they're going to pull out their weapon and go Steven Segal on the situation, when the most appropriate response most of the time is to exit the situation (run/hide/etc).There are reasonable alternatives to carrying a firearm that are at least worth considering for your particular situation.