Once you have a few deals, like maybe 10 under your belt and they get to know you, they might be more flexible on how much they will lend.   

These loans often have flexible terms, can be held in an LLC, and can cover multi-unit properties.

Whether it's real estate investing or running a small business or a combination of both, I just know I want my income and financial stability to stop being reliant on a boss or corporate entity.I've got a couple of interests that I'm flexible on. - Long term residential rentals: Primary interest to start building.  

DSCR loans offer more flexibility with long-term fixed rates and less red tape.

This approach allowed me to close the purchase quickly and provided the flexibility to fund the mid-level renovations needed to bring the property up to rental standards.

These loans are more flexible in some cases.As for banks in Cleveland, some of the more investor-friendly options to consider might include:Huntington National Bank - Offers business loans and could be open to working with foreign nationals investing through U.S. corporations.First National Bank - Another local option that has experience working with investors, especially through corporate entities.

I assume there will be some flexibility otherwise they will have a mess on their hands.

Tenant Stability: If tenants are renewing, lenders may offer better terms, so clarify lease renewal terms.Credit Profile & Cash Flow Goals: These will help in finding lenders who specialize in retail with flexible refinancing options.

I also like that it will give estimates on LTR as well.However, I don't like that there is no flexibility on how or what it grabs as comps. 

At the end of the day, it's just a matter of who is willing to give you a better deal and has the flexibility to do so.