My business partner and I purchased a commercial office building a few years ago with creative financing.

It's definitely possible to get a loan as a foreigner but the rates will be high(er) and the downpayment required will be as well.

They financed 100% of that transaction, and I took on a huge loan - a huge risk for a broke guy like me.

@Jamie BatemanIf I understand what they do- it looms like they are just a middle man where someone wants financing on a property they find a lender for it and will create documentation.

hey hunter, best of luck on your journey. make sure to go to all networking events in the area and possibly even starting your own to start building footprint in the area.

I would love to just put my mind at ease with a little more knowledge and pointers as to how we can start out as strong as possible.

He asked if it’s "possible."

I've got about $525K in equity in the property, but lenders have told me that I cannot get a HELOC to access that equity for additional purchases because the duplex was financed as an investment - they have said TX law dictates that HELOC can only be used on primary residences.

My research said it was possible to use my RE Agent commission towards the down payment but he said we cannot and I just let it go.

In fact, according to the Federal Housing Finance Agency (FHFA), over the past five years, home prices nationwide have risen by 57.4% (see map below):This appreciation means your house is likely worth much more now than when you first bought it.2.