Quote from @Zara Massoud: Your new PM is correct and the old ones were wrong.The property manager must have your social security or tax ID number on file.

It seems like offering this as a separate package once you secured the booking is a good idea. 

Some lenders offer creative solutions, like a cross-collateralized loan, where they use your existing equity as security without refinancing the duplex.Another idea is partnering with private lenders or exploring a second-position mortgage, depending on your lender's terms.

@Chris Seveney @Nathan Gesner The owners offered to cancel their lease and return their security deposit in full.

What I love about them is they will even accept the higher lease amounts over the market rents if we can show first month's rent and security deposit.

Non-recourse has less personal exposure, but you need a very strong balance sheet to secure this without bringing in a KP.

Would that affect the sellers disability or social security payments?

Ensure you collect a proper security deposit (typically one month's rent in Florida) to cover potential damages.Your plan to increase rent next year makes sense given rising costs (taxes, insurance, and maintenance).

Assuming plans are needed to secure a permit.

Updated - I've been in the 100PF MAP program for over a year now, still have not secure my first multifamily unit.