True-Up & Billing Cycle ChangeSince you were underbilled before, your current bills may reflect actual usage rather than an artificially low estimate.The switch from bi-monthly to monthly billing means your payments are more frequent, making the cost feel higher even if the overall rate hasn’t changed.2.

This will cost you money on the back end.

It's important to run your own comps and go out to the property with a contractor so that you can get an idea of true renovation costs. 

This is not the cheap markets but the higher cost markets.This year I added a half bathroom out of existing space in a very expensive area. 

With Allstate’s RCV policy (not ACV), they estimated the rebuild cost at ~$1.3M.

I was a Dave Ramsey guy and that probably cost me millions.

it ignores (1) all the costs that have to be expended simply to process a transaction, and (2) the higher maintenance costs you will be incurring in that type of neighborhood. 

As a rookie the fear is that I make a horrible purchase which ends up costing me my primary home.About me, I have been fixing aircraft for over 20 years and this is primary income.

Costs include a conversion fee, potential property upgrades, and legal expenses.

The current property is propane-only, and while natural gas is available, the cost to bring the line is around $40K–$50K.