I appreciate you're thoughtfulness and I will continue monitoring this thread to see if any other good ideas come up that we can all use. 

Talk to a CPA to see how each scenario plays out.A 401K continues to grow in value, but what do you live on? 

This is not as passive as other investing but it will help launch your portfolio so that you can continue to invest without needing to work additional jobs.

There are several ways you can continue to expand! 

I have continued on my own investing journey which does still benefit us as a couple.

Depending on how long it takes you to save up the amount, you might want to also allow for inflation on that amount for your continued savings.[2]   Read Rich Dad poor dad.[3]   Think about getting a second job - possibly a temporary job - save a 100% of the money.Just my 2 cents.

Glad you have had success and continue to do well with your portfolio@Chris Lin  Sorry to hear about your place, hoping you get resolution to your issues.

For the contractors, there are always going to be ones that have you already saying yes to stuff and will just continue to send crazy change orders, and when they do that is when you stop the project and go elsewhere. 

I’d love to be a resource for you and assist in any way I can as you continue your investment journey.

This isn't to be contrarian, it's just not to deal with saturation.If you know these markets, continue to invest.