What is your current rate?   

They’re asset-based, meaning the loan is secured by the property itself, and they often have quicker approval times but higher interest rates (think 10–15%) and fees.

In 1972 the 30 year mortgage interest rate was 7%.

If you pay cash for something and are able to refinance at a rate that makes sense to pay off your HELOC, that's the only thing I could see making some sense. 

If trump hadn’t won you’d be forced to sell this year, but hopes are high he will extend his lower tax rates. 

If you're $400 below market rate I'd give them chance to "catch up".

-interest rates AND prices are high right now, which have REALLY hurt cash flow.  

@JD Martin agree 10,000%What I am surprised about is I had a call with someone in Austin today and in sw Florida and they both said things are awful and prices are dropping at high rates - curious don't hear as much chatter here about that as it could be an opportunity 

Quote from @Blake Johnson: It sounds like you have a great cash flowing property with a cap rate of about 16-17%.

Market Fluctuations – What if appreciation stalls, or rates rise, impacting your refi strategy?