I think it’s a more recent consideration (maybe in the past decade or so based on my digging / anecdotal feedback) and perhaps some of you that have been in the business longer and simply renewing old policies may be getting a pass.  

I have recently bought a 2 bedroom single family in Cahokia.

Background: We travelled to Italy a year ago and fell in love and recently found out that my brother-in-law is going to be stationed in Italy.

I recently started with a new company that is paying for my housing, vehicle, and fuel.

Quote from @Nicolas Tow: I recently purchased a 3,125 square foot empty lot in the 27th ward area of Humboldt Park Chicago and I was wondering how difficult it is to re zone from RS-3 to RS3.5 or RT 4.

It would definitely be fraud if this was the case, a recent post from an auctioneer talked about this exact situation, where they said the auctioneer was liable (different bedrooms/type of home example you don't have to read it) States would differ though and it doesn't seem black and white. https://mikebrandlyauctioneer.wordpress.com/2022/07/12/no-li...I do agree with you that it could very well lead to being burnt, however.

This is something that recently came up so I'm still looking into.

Hi Art,  No, we've just recently closed on a beach rental and I'm about to close on another this month. 

Look at Intel headquarters, Google, FB, Amazon, Nationwide, Honda, and recently Anduril with another 4k jobs, etc.

Buying in a flood zone, especially A, in Florida, where it recently flooded would be a terrible purchase to me unless they are giving it away.