Purchase price: $375,000 Cash invested: $60,000 Sale price: $525,000 This home was build in the 1980's.

Otherwise they would have sold, taken the tax free cash and moved on. 

Purchase price: $142,500 Cash invested: $25,000 We purchased 2 adjacent, tiny rowhomes in the Northern Liberties neighborhood of Philadelphia.

Hey Brandon,I had good success by getting equity lines on properties to access the cash to invest again. 20% is certainly not essential if you want to go lower there are many lending options for lower down payments, especially if you are willing to house hack!

Purchase price: $135,000 Cash invested: $40,000 Sale price: $225,000 COMPLETELY UPDATED Colonial Home for Sale in Ontario Minutes from the Lake & Village!

Understanding cash flow and loan terms will help you manage payments.

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

As long as the property cash flows, that's what is mainly needed. 

I cash flowed that house 500 a month. 

Purchase price: $160,000 Cash invested: $45,000 Ended up buying the property after getting to know the owners who were cleaning up when I went over to ask them permission to cut down the leaning branches toward their roof.