I wouldn't let the idea of purchasing a home that has oil heat deter you. 

I work a W-2 day job and have my own electrical business.

Polis supports the idea, if not the specifics of the bill.

After time you can start finding them on your own after you learn more about the business. 

Scaling from 8 to 20-30 flips per year requires a strong financing strategy, and business funding can be a great way to access capital without it reporting to your personal credit.

The business plan to pay untenable returns is not untenable, it’s non-existent.

Also, it can avoid filing an amendment.Another great point on eligibility- SEP IRAs require net self-employment income from activities like 1099 contract work, real estate sales, wholesaling, or other self-employment business income.Passive income as you have highlighted, does not qualify. 

Since there are 3 people living in this condo sharing the kitchen, I am not able to pin point exactly who has been doing this even though I have some idea. 

Would love to have a reliable person to help free up some of our time to focus on growing the business.

I find that it's almost a one stop shop in that I can use it for my business checking and savings accounts, bookkeeping, for rent collection, I can issue virtual credit card, I can create all the financial reports I need to run my real estate business and prepare for tax filing and through their partners I can vet my tenants, develop state-specific leases and more.