Depending on the purpose of the loan, you may be subject to a deficiency (MAY...there are anti deficiency states and regulations to consider).

The world kept spinning, I didn't lose my shirt, and I drove on home with the strange, anti-climactic feeling of 'did that really just happen?'

Apparently is you do more than $500 worth of improvements you need a licence.There is another post on this subject.Washington state anti-flipping law (SHB 1843)

We know Cuban officials want more openness with the US, but The day after Obama visits there, Fidel pens an anti-American letter, which is printed in the newspaper.  

I think she's a downer, maybe needs some anti-depressants?

The 90 day FHA "anti-flip" rule has nothing to do with whether  the property being flipped was a HUD home or not .  

When doing a sandwich lease option you can sell to a financed buyer without having to worry with any anti-flip time periods that you would if you owner financed the home and tried to transfer the deed within 90 days of purchase. 

First is that you could say your attorney advised you not to make ANY loans to owner occupants due to recent anti-lender and consumer protection laws including Dodd-Frank - no matter who the borrower would be.

The previous owners had everyone sign a "Anti-drug lease addendum".  

Tub was cracked due to not being supported. 2) No access panel required by code for the pump, the pump was in the rear of the tub buried under the tub deck. 3) No thermostatic anti-scaled mixing valve required by code for the roman tub filler 4) No dedicated circuit for the pump required by the manufacturer, the electrical for the tub was piggy backed on the vanity lights 5) no GFCI protection on the tub as required by code  6) no grounding of the tub motor as required by code 7) ABS drain glued to PVC drain pipe with ABS glue 8) the tub valve connections  uried with no access were IPS threaded stainless steel flexible water lines instead of hard sweated copper connections, (lost count on all the shark bites they used, they must buy them in bulk) 9) all the tile was tiled directly on the plywood of the tub deck, no underlayment to prevent the tile from being popped and the grout cracking from moisture getting to the plywood...the list goes on and on.. oh and the tub filler valve was located on the back side of the tub, not a code violation but certainly not user friendly for somebody to have to climb basically into the tub or over it to turn the water on, but that's minor in the scope of all the code violations and poor workmanship, that's just poor design.