Not sure of laws in MD, but generally speaking...We use a debt collections agency for unpaid balances.

Commissions are the generous and similar to other agencies. 

It should give a good return, over next 6-9 months with either a gradual FED rate cutting and a great return with a Recession. another option is AGNC/NLY. 2 mortgage Reits that own billions of agency MBS, so as rates fall, their underlying bond assets will rise in value dramatically causing stock their prices to rise, and they pay hefty dividends while you wait, AGNC paying me >14.4%if staying in cash consider USFR pays 5.4% taxable, or BKN 5.6% tax free as munisGO TEXANS!

My lease states that the tenants are responsible for the payments as a typical lease would, but should I make amendments since the insurance agency is actually responsible for the rent? 

Then I paid $25 to some online background check agency to find out if the owner had any other liens/bankruptcies/judgments against them and also got their contact info from there.

So far, I've been looking specifically to opportunities in Saint Louis city and county and I found out the programs of the LRA and some associations and agencies for the neighborhoods revitalization, but I'm struggling to find the right resources to deeply analyse the local market and trends.

Talking with our Realtor who is the owner of the major CRE agency in the area, he recommended don't build. 

., and owns the title agency we use. 

Let them know that if they do not make this right, you will file a complaint with the state and sue them.If they don't settle, file a complaint with the Colorado Dept of Regulatory Agencies: https://dre.colorado.gov/complaint-processBe as detailed as possible and provide copies of documentation (letters, emails, texts, phone records, etc.).When the property manager is notified of the complaint, they will probably try to work out some form of settlement.

I’m happy to connect you to brokers who sorted it out, 2 agencies I trust, just let me know.