The most beneficial item here is that the interest rate (8% or so) was still was accruing on my original balance (while I'm borrowing my own money).  

Ronald, great response and thanks.The original question was more of a curiosity than anything else.As far as the question of "seminars" or "gurus".

Out of curiosity - why does it matter if your tenants know it's listed for sale or not?

And, just out of curiosity...are you planning on refi-ing (I'm assuming you got some loan for the initial deal).

I hope you hear from some CA gurus too, out of curiosity, because in my area you would never be able to pull cash from a negative cash flow property.Out of curiosity why do you want to take on the liability of a personal home when renting is less expensive.

So I am okay holding this property and accruing the equity.  

I am about to close on a new house that I plan to house-hack while I accrue capital.

That's what I kind of figured, but I know my car loan would accrue additional interest every single day after the 1st until it was paid.

Just for my curiosity where are you focusing on investing in Columbia?

Here is what it says:"Upon any failure of Resident to occupy the Premises for the full term of a fixed term tenancy, for any reason other than as provided in ORS 90.453(2), 90.472 or 90.475, Owner/Agent may charge Resident either:---A)all of the following: i) all rent, unpaid fees and other non-rent charges accrued prior to the date that Owner/Agent knew or reasonably should have known of the abandonment or relinquishment of the Premises; ii) all damages relating to the condition of the Premises; iii) an early termination fee in an amount not to exceed one and one-half month's stated rent and which is due on the earlier of the date Resident gives notice to vacate or the date the Premises is vacated; iv) interest on the above amounts at the statutory rate from the date each was due, and v) all other amounts due at the times specified in this Rental Agreement; or prospective buyers or B) all actual damages resulting from the early termination, including but not limited to: i) repayment of concessions; all rent through the earlier date the Premises is re-rented and the lease termination date; ii) advertising and administrative costs to re-rent the Premises; iii) concessions given to re-rent the Premises; iv) the difference in rent if a lower rental rate is received from a replacement resident during the remaining term of the original Rental Agreement; v) damages related to the condition of the Premises, and iv) interest on all amounts at the statutory rate.